Metro Credit Union Payday Loans Review - Chelsea, Massachusetts

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3.4 13 reviews

365 Broadway, Chelsea, MA 02150, USA
+1 (877) 696-3876
metrocu.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–6PM
Testimonials

Feedback about Metro Credit Union?

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Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Chelsea, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Chelsea, New York is issued simply and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Metro Credit Union help issue a loan in Chelsea, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the form. Cash advance in Chelsea, New York may help level up your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Chelsea, Massachusetts

Greylock Federal Credit Union

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+1 (800) 207-5555

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HarborOne Bank

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First Republic Bank

772 Boylston St, Boston, MA 02199, USA

+1 (617) 859-8888

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House of Pawn

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+1 (978) 647-7296

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North Brookfield Savings Bank - LOAN CENTER: Mortgage & Business Center

35 Summer St, North Brookfield, MA 01535, USA

+1 (866) 711-6272

www.northbrookfieldsavingsbank.com

CIT Group Inc

60 State St # 700, Boston, MA 02109, USA

+1 (617) 342-8137

www.cit.com

East Cambridge Savings Bank

1310 Cambridge St, Cambridge, MA 02139, USA

+1 (617) 551-2460

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Align Credit Union

110 Newbury St, Danvers, MA 01923, USA

+1 (800) 942-9575

www.aligncu.com

Citizens Bank

689 Massachusetts Ave, Cambridge, MA 02139, USA

+1 (617) 779-2700

locations.citizensbank.com