Align Credit Union Payday Loans Review - Danvers, Massachusetts

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4.3 6 reviews

Organization owner?

110 Newbury St, Danvers, MA 01923, USA

+1 (800) 942-9575

www.aligncu.com

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8AM–6:30PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Domain Info

Mailing Address

40 MARKET ST

LOWELL

01852-1806

United States

Contact Data

jdoulames@aligncu.com

+1.9783230662

Testimonials

What people think about Align Credit Union?

Below you read some of the reviews of our customers.

Note

Important

The previous three items describe a peculiar financial institution. But below you can find general information about payday loans.

Payday Loans in Danvers, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans are the easiest loans to access in Danvers, Massachusetts. The entire process is stress-free. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Advantages of Align Credit Union that offers payday loans in Danvers, Massachusetts

24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
High approval rates. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in good time.

To get approved for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see