Align Credit Union Payday Loans Review - Danvers, Massachusetts

Your personal information is safe with us
4.3 6 reviews

110 Newbury St, Danvers, MA 01923, USA
+1 (800) 942-9575
www.aligncu.com
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8AM–6:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Domain Info

Created Date

2013-01-31

Mailing Address

40 MARKET ST

LOWELL

MA

01852-1806

United States

Company Name

Align Credit Union

Align Credit Union

Contact Data

jdoulames@aligncu.com

+1.9783230662

Testimonials

What people think about Align Credit Union?

Below you read some of the reviews of our customers.
Note

Important

The previous three items describe a peculiar financial institution. But below you can find general information about payday loans.

Payday Loans in Danvers, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans are the easiest loans to access in Danvers, Massachusetts. The entire process is stress-free. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Advantages of Align Credit Union that offers payday loans in Danvers, Massachusetts

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in good time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Danvers, Massachusetts

Loan USA

1216 Main St, Springfield, MA 01103, USA

+1 (413) 746-2274

www.loanusa.com

Empire Loan of Boston

1130 Washington St, Boston, MA 02118, USA

+1 (617) 423-9366

empireloan.com

Naveo Credit Union

251 Hampshire St, Cambridge, MA 02139, USA

+1 (617) 492-1549

www.naveo.org

Kiva

35 Concord St, North Reading, MA 01864, USA

+1 (978) 664-1486

www.kiva.org

Newburyport Bank

21 Storey Ave, Newburyport, MA 01950, USA

+1 (844) 639-3483

www.newburyportbank.com

St Mary's Credit Union

133 W Main St, Marlborough, MA 01752, USA

+1 (508) 490-8000

www.stmaryscu.org

Eastern Bank

17 Storey Ave, Newburyport, MA 01950, USA

+1 (978) 462-6641

www.easternbank.com

The Check Place

1433 S Main St, Fall River, MA 02724, USA

+1 (508) 673-2950

MIT Federal Credit Union ATM

555 Technology Square, Cambridge, MA 02139, USA

+1 (617) 253-2845

www.mitfcu.org