Digital Federal Credit Union Payday Loans Review - Fitchburg, Massachusetts

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3.2 32 reviews

350 John Fitch Hwy, Fitchburg, MA 01420, USA
+1 (800) 328-8797
www.dcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–3PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Testimonials

What people think about Digital Federal Credit Union?

Below you find some of the testimonials of our clients.
Note

Important

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Fitchburg, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Fitchburg, Massachusetts. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

23% small loan cap

Advantages of Digital Federal Credit Union that offers payday loans in Fitchburg, Massachusetts

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

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