St Mary's Credit Union Payday Loans Review - Framingham, Massachusetts

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5 reviews

1255 Worcester Rd, Framingham, MA 01701, USA
+1 (508) 490-8000
www.stmaryscu.org
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12:30PM
Sunday
(Easter)
Closed
Monday
8AM–4PM
Testimonials

What people think about St Mary's Credit Union?

Below you see some of the opinions of our clients.
Note

Important

The previous three items charactirize a precise financial institution. But below you can find common data about payday loans.

Payday Loans in Framingham, Massachusetts

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Framingham, Massachusetts. The APR will be set individually for each person and will depend on the personal details the consumer entered.

APR

23% small loan cap

Advantages of St Mary's Credit Union that offers payday loans in Framingham, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.

Let's see

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St Mary's Credit Union

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+1 (508) 490-8000

www.stmaryscu.org

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