Metro Credit Union Payday Loans Review - Framingham, Massachusetts

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2.4 26 reviews

Organization owner?

1124 Worcester Rd, Framingham, MA 01702, USA

+1 (877) 696-3876

www.metrocu.org

Wednesday

9AM–5PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about Metro Credit Union?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Framingham, Massachusetts

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Framingham, Massachusetts is taken out easily and fast. The interest rate is set considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

23% small loan cap

How will Metro Credit Union help take out a payday loan in Framingham, Massachusetts?

24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Framingham, Massachusetts. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see