Empire Loan of Lowell, Inc. Payday Loans Review - Lowell, Massachusetts

Your personal information is safe with us
4.9 112 reviews

731 Lakeview Ave, Lowell, MA 01850, USA
+1 (978) 513-2300
empireloan.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
(Easter)
Closed
Monday
9AM–6PM

Domain Info

Created Date

1999-11-20

Mailing Address

1130 WASHINGTON ST

BOSTON

MA

02118-2219

United States

Company Name

EMPIRE COLLATERAL LOAN CO., INC

EMPIRE COLLATERAL LOAN CO., INC

Contact Data

mgoldstein@empireloan.com

+1.6176959408

+1.6174235579

Testimonials

What people think about Empire Loan of Lowell, Inc.?

Below you read some of the opinions of our clients.
Note

Important

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in Lowell, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may become an easy and speedy solution to a short-term problem in Lowell, Massachusetts. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.

APR

23% small loan cap

Advantages of Empire Loan of Lowell, Inc. that offers payday loans in Lowell, Massachusetts

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Lowell, Massachusetts

East West Bank

68 Harrison Ave, Boston, MA 02111, USA

+1 (617) 338-0290

www.eastwestbank.com

Nick Riccio | Fairway Independent Mortgage Corporation Loan Officer

100 Conifer Hill Dr Unit 310, Danvers, MA 01923, USA

+1 (978) 423-1963

www.fairwayindependentmc.com

Greenfield Cooperative Bank

277 Federal St, Greenfield, MA 01301, USA

+1 (413) 772-5001

www.greenfieldcoopbank.com

Reading Cooperative Bank

180 Haven St, Reading, MA 01867, USA

+1 (781) 942-5000

www.readingcoop.com

Speedy Check Inc

220 Appleton St, Lowell, MA 01852, USA

+1 (978) 459-3187

expressloansofamerica.com

St Mary's Credit Union

133 W Main St, Marlborough, MA 01752, USA

+1 (508) 490-8000

www.stmaryscu.org

BayCoast Bank

110 Taunton Ave, Seekonk, MA 02771, USA

+1 (508) 678-7641

www.baycoastbank.com

Cooperative Credit Union Association

845 Donald Lynch Blvd, Marlborough, MA 01752, USA

+1 (508) 481-6755

www.ccua.org

Money Market Inc The

245 Main St, Brockton, MA 02301, USA

+1 (508) 427-4343

www.cashyourchecksbrocktonma.com