Jeanne D'Arc Credit Union Payday Loans Review - Lowell, Massachusetts

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3.9 24 reviews

581 Merrimack St, Lowell, MA 01854, USA
+1 (978) 452-5001
www.jdcu.org
Wednesday
8AM–4PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–1PM
Sunday
(Easter)
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Testimonials

Feedback about Jeanne D'Arc Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Lowell, Massachusetts

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to take out payday loans in Lowell, Massachusetts. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

23% small loan cap

How will Jeanne D'Arc Credit Union help issue a payday loan in Lowell, Massachusetts?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the request. Cash advance in Lowell, Massachusetts may help improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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