Salem Cooperative Bank Payday Loans Review - Methuen, Massachusetts

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4 8 reviews

Organization owner?

284 Merrimack St, Methuen, MA 01844, USA

+1 (978) 682-1010

www.salemcoop.com

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–6PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

bu8xm49r5gb@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Salem Cooperative Bank?

Here you read the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Methuen, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to take out loans in Methuen, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

23% small loan cap

How will Salem Cooperative Bank help take out a loan in Methuen, Massachusetts?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Methuen, ma will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see