Salem Five Bank Payday Loans Review - North Andover, Massachusetts

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2.8 6 reviews

Organization owner?

562A Turnpike St, North Andover, MA 01845, USA

+1 (978) 557-1679

www.salemfive.com

Wednesday

8AM–5PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

8AM–1PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

a925v79v9y8@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Salem Five Bank?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in North Andover, Massachusetts

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in North Andover, Massachusetts is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

23% small loan cap

How will Salem Five Bank help issue a loan in North Andover, Massachusetts?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in North Andover, ma consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only solve current difficulties, but improve the credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

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