Quincy Credit Union Payday Loans Review - Quincy, Massachusetts

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4 32 reviews

100 Quincy Ave, Quincy, MA 02169, USA
+1 (617) 479-5558
www.qcu.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

What people think about Quincy Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Quincy, Massachusetts

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your unexpected financial troubles in Quincy , Massachusetts because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

23% small loan cap

Advantages of Quincy Credit Union that offers payday loans in Quincy, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can help clients who have poor credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are sure that you can make payments without delays.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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