What people think about Coastal Heritage Bank?
Thank you Coastal Heritage Bank for helping me when I needed funds urgently to pay for surgery. I have applied through this company once and everything was nice. This is the most reliable lender with no hidden fees. Highly recommended!!!
Online application. I only filled in an ID and a bank account. Immedaite approval. The first time I was accepted for $400 only. Hope the limit will increase next time. APR is affordable . Paid back the debt on schedule. If you have difficulties, the term can be also extended.
Prof. Isai Schinner III
I am a regular customer of Coastal Heritage Bank. It is very convenient to apply via the net. The interest rate was reasonable. Their managers always reply right away.
Mrs. Raina Robel
I took out for a $1,000 loan when I needed money after vacation. There simply was no other solution. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I wanted.
Ms. Delfina Powlowski MD
Below you can review general information about payday loans and their common aspects.
Payday Loans in Quincy, Massachusetts
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the easiest solution to your short-term financial issues in Quincy , Massachusetts because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
23% small loan cap
Advantages of Coastal Heritage Bank that offers payday loans in Quincy, Massachusetts
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a cash advance if you are assured that you can afford payments punctually.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.