Metro Credit Union Payday Loans Review - Salem, Massachusetts

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5 9 reviews

Organization owner?

4 Paradise Rd, Salem, MA 01970, USA

+1 (877) 696-3876

www.metrocu.org

Wednesday

9AM–5PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about Metro Credit Union?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Salem, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Salem, New York are issued hassle-free. The interest percentage depends on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will Metro Credit Union help take out a loan in Salem, New York?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Salem, ny will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see