BayCoast Bank Payday Loans Review - Swansea, Massachusetts

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5 4 reviews
Organization owner?
554 Wilbur Ave, Swansea, MA 02777, USA
+1 (508) 678-7641
www.baycoastbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

2011-04-07

Mailing Address

MA

United States

Company Name

BayCoast Bank

BayCoast Bank

Contact Data
Testimonials

Feedback about BayCoast Bank?

Here you read the reviews of our clients.

Thanks to BayCoast Bank for assisting when money is urgently required. I have been applying to this company for more than one year and everything is always honest, without hidden fees.

Miss Isabel Bayer PhD

BayCoast Bank is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Prof. Mireya Harvey

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Vernon Wiegand

I recommend BayCoast Bank to everyone, I am applying for the second time. Everything is great!

Mable West DDS

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Maria Heaney

Thanks to BayCoast Bank for assisting when money is urgently required. I have been applying to this company for more than one year and everything is always honest, without hidden fees.

Miss Isabel Bayer PhD

BayCoast Bank is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Prof. Mireya Harvey

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Vernon Wiegand

I recommend BayCoast Bank to everyone, I am applying for the second time. Everything is great!

Mable West DDS

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Maria Heaney

Thanks to BayCoast Bank for assisting when money is urgently required. I have been applying to this company for more than one year and everything is always honest, without hidden fees.

Miss Isabel Bayer PhD

Note

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Swansea, Massachusetts

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is simple and quick to issue loans in Swansea, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

23% small loan cap

How will BayCoast Bank help issue a payday loan in Swansea, Massachusetts?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Swansea, ma will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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