Berkshire Bank Payday Loans Review - Worcester, Massachusetts

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4 8 reviews

Organization owner?

993 Grafton St, Worcester, MA 01604, USA

+1 (508) 797-6954

www.berkshirebank.com

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Domain Info

Mailing Address

24 NORTH ST

PITTSFIELD

01201-5106

United States

Contact Data

dns-admin@berkshirebank.com

+1.4134435601

+1.231231234

Testimonials

What people think about Berkshire Bank?

Below you find some of the testimonials of our customers.

Note

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Worcester, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Worcester, New York. The interest rate will be set individually for each person and will depend on the personal information the consumer filled in.

APR

25% small loan cap

Advantages of Berkshire Bank that offers payday loans in Worcester, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see