Zeal Credit Union Payday Loans Review - Allen Park, Michigan

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4.2 10 reviews

7240 Park Ave, Allen Park, MI 48101, USA
+1 (800) 321-8570
zealcu.org
Saturday
Closed
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–6PM
Testimonials

What people think about Zeal Credit Union?

Below you read some of the reviews of our clients.
Note

Important

The previous three items describe a peculiar financial institution. But below you can find common information about payday loans.

Payday Loans in Allen Park, Michigan

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial difficulties in Allen Park , Michigan because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Zeal Credit Union that offers payday loans in Allen Park, Michigan

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

Let's see

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