University of Michigan Credit Union Payday Loans Review - Ann Arbor, Michigan

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4.8 12 reviews

530 S State St g308, Ann Arbor, MI 48109, USA
+1 (734) 662-8200
www.umcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Testimonials

What people think about University of Michigan Credit Union?

Below you find some of the reviews of our clients.
Note

Important

Now you can read general aspects of payday loans.

Payday Loans in Ann Arbor, Michigan

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Ann Arbor, Michigan. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of University of Michigan Credit Union that offers payday loans in Ann Arbor, Michigan

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Ann Arbor, mi approve individuals with bad credit. You can request a bad credit payday loan online around the clock and if successful could have the funds in your account within several hours.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

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