Lake-Osceola State Bank Payday Loans Review - Baldwin, Michigan

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4.1 14 reviews

Organization owner?

790 Michigan Ave, Baldwin, MI 49304, USA

+1 (231) 745-4601

www.losb.com

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Domain Info

Feedback about Lake-Osceola State Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Baldwin, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to take out payday loans in Baldwin, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Lake-Osceola State Bank help issue a loan in Baldwin, New York?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Baldwin, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see