Lake-Osceola State Bank Payday Loans Review - Big Rapids, Michigan

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5 reviews

102 N Michigan Ave, Big Rapids, MI 49307, USA
+1 (231) 796-8879
www.losb.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1998-02-11

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

MI

REDACTED FOR PRIVACY

United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

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REDACTED FOR PRIVACY

Testimonials

Feedback about Lake-Osceola State Bank?

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Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Big Rapids, Michigan

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Big Rapids, Michigan are taken out easily. The interest percentage is conditional on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Lake-Osceola State Bank help issue a payday loan in Big Rapids, Michigan?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the form. Cash advance in Big Rapids, Michigan may help enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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