Lake Michigan Credit Union Payday Loans Review - Byron Center, Michigan

Your personal information is safe with us
4 20 reviews

675 68th St SW, Byron Center, MI 49315, USA
+1 (800) 242-9790
www.lmcu.org
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Testimonials

Feedback about Lake Michigan Credit Union?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Byron Center, Michigan

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Byron Center, Michigan are taken out hassle-free. The interest rate is conditional on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Lake Michigan Credit Union help take out a payday loan in Byron Center, Michigan?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Byron Center, mi will assess other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Byron Center, Michigan

Mr. V's Express Cash

23203 Gratiot Ave, Eastpointe, MI 48021, USA

Eaton Community Bank

223 Main St, Gregory, MI 48137, USA

+1 (734) 498-2556

www.eaton.bank

Advance America

2079 Rawsonville Rd, Belleville, MI 48111, USA

+1 (734) 485-9670

www.advanceamerica.net

Independent Bank

450 S Dexter St, Ionia, MI 48846, USA

+1 (616) 527-7500

www.independentbank.com

Comerica Bank - ATM

11351 Brooklyn Rd, Brooklyn, MI 49230, USA

+1 (517) 592-2635

locations.comerica.com

4Front Credit Union

1960 US-31 South, Manistee, MI 49660, USA

+1 (800) 765-0110

www.4frontcu.com

GreenStone Farm Credit Services

525 Okemos Rd, Mason, MI 48854, USA

+1 (517) 676-1086

www.greenstonefcs.com

Huntington Bank

37600 W 12 Mile Rd, Farmington Hills, MI 48331, USA

+1 (248) 553-2600

www.huntington.com

PNC Bank

5299 W Main St, Kalamazoo, MI 49009, USA

+1 (269) 376-9510

apps.pnc.com