Southern Michigan Bank & Trust Payday Loans Review - Coldwater, Michigan

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4.7 9 reviews

Organization owner?

51 W Pearl St, Coldwater, MI 49036, USA

+1 (517) 279-5500

www.smb-t.com

Thursday

8:30AM–7PM

Friday

8:30AM–7PM

Saturday

8:30AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–7PM

Tuesday

8:30AM–7PM

Wednesday

8:30AM–7PM

Domain Info

Mailing Address

4243C Dundas St. W., Suite 405

Etobicoke

M8X 1Y3

Canada

Contact Data

smb-t.com@myprivacy.net

+1.6474785997

Testimonials

What people think about Southern Michigan Bank & Trust?

Below you see some of the opinions of our clients.

Note

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Coldwater, Mississippi

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online cash advance loans can be the best solution to your unexpected financial issues in Coldwater , Mississippi because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Advantages of Southern Michigan Bank & Trust that offers payday loans in Coldwater, Mississippi

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

14%

Treatment

10%

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see