Southern Michigan Bank & Trust Payday Loans Review - Constantine, Michigan

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4.7 3 reviews

345 N Washington St, Constantine, MI 49042, USA
+1 (269) 435-8446
www.smb-t.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

1997-08-27

Mailing Address

4243C Dundas St. W., Suite 405

Etobicoke

ON

M8X 1Y3

Canada

Company Name

Contact Privacy

MyPrivacy.net Ltd.

Contact Data

smb-t.com@myprivacy.net

+1.6474785997

Testimonials

What people think about Southern Michigan Bank & Trust?

Below you read some of the reviews of our customers.
Note

Important

Above there is information about a precise company. Below you can see common features of payday loans.

Payday Loans in Constantine, Michigan

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Constantine, Michigan. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Southern Michigan Bank & Trust that offers payday loans in Constantine, Michigan

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

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Edward Jones - Financial Advisor: Rod Pender, AAMS®

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Check Into Cash

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Bank of America ATM

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MoneyGram

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Sovita Credit Union

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Superior National Bank

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Edgewater Bank

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+1 (269) 465-5500

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