Ray's Check Cashing Payday Loans Review - Detroit, Michigan

Your personal information is safe with us

4.6 95 reviews

Organization owner?

13746 Gratiot Ave, Detroit, MI 48205, USA

+1 (313) 521-4371

locations.moneygram.com

Wednesday

8:30AM–7PM

Thursday

8:30AM–7PM

Friday

8:30AM–7PM

Saturday

9:30AM–4:30PM

Sunday

10AM–1PM

Monday

8:30AM–7PM

Tuesday

8:30AM–7PM

Domain Info

Feedback about Ray's Check Cashing?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Detroit, Maine

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Detroit, Maine is taken out easily and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Ray's Check Cashing help take out a loan in Detroit, Maine?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Detroit, Maine. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see