Chemical Bank Payday Loans Review - Essexville, Michigan

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4.3 4 reviews
Organization owner?
3101 Center Ave, Essexville, MI 48732, USA
+1 (989) 894-9888
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Testimonials

Feedback about Chemical Bank?

Here you get acquainted with the reviews of our clients.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Miss Beverly Swift DDS

Thanks to the specialists for the reliable service. They helped out in difficult times. For application you only need an ID.

Torrey Bernier

A good payday lender. It quickly reviewed the application and credited the funds to my card.

Nelson Prohaska DVM

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Miss Beverly Swift DDS

Thanks to the specialists for the reliable service. They helped out in difficult times. For application you only need an ID.

Torrey Bernier

A good payday lender. It quickly reviewed the application and credited the funds to my card.

Nelson Prohaska DVM

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Miss Beverly Swift DDS

Note

Pay Attention

Above-specified info provides the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Essexville, Michigan

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Essexville, Michigan are issued easily. The interest percentage is conditional on the borrower's personal data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Chemical Bank help issue a loan in Essexville, Michigan?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Essexville, mi will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the loan.

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