Credit Union ONE Payday Loans Review - Ferndale, Michigan

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2.4 91 reviews

400 E 9 Mile Rd, Ferndale, MI 48220, USA
+1 (800) 451-4292
www.cuone.org
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
Closed
Testimonials

Feedback about Credit Union ONE?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Ferndale, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out payday loans in Ferndale, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Credit Union ONE help issue a loan in Ferndale, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Ferndale, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Ferndale, Michigan

Tri-County Bank

6730 Newark Rd, Imlay City, MI 48444, USA

+1 (810) 724-0090

www.tri-countybank.com

Fifth Third Bank & ATM

700 Bridge St NW, Grand Rapids, MI 49504, USA

+1 (616) 771-5712

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Advanced Lakefront Services

9400 Gale Rd, White Lake, MI 48386, USA

+1 (248) 884-4078

www.advancedlakefrontservices.com

4Front Credit Union

2215 E Mitchell Rd, Petoskey, MI 49770, USA

+1 (800) 765-0110

www.4frontcu.com

Assura First Financial

455 E Eisenhower Pkwy, Ann Arbor, MI 48108, USA

+1 (734) 222-7075

ChoiceOne Bank

3069 S Slocum Rd, Ravenna, MI 49451, USA

+1 (616) 887-7366

www.choiceone.com

Wizebuys PawnBrokers Outlet

2928 E Highland Rd, Highland Charter Twp, MI 48356, USA

+1 (248) 889-4888

pawnshophighlandmi.com

Cred-O-Matic Finance Corporation

45751 Woodward Ave, Pontiac, MI 48341, USA

+1 (248) 452-9600

Edward Jones - Financial Advisor: Karla K McLean

2560 S Cleveland Ave Suite 2, St Joseph, MI 49085, USA

+1 (269) 983-0517

www.edwardjones.com