First Community Bank Payday Loans Review - Grand Rapids, Michigan

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4.9 29 reviews

Organization owner?

4455 Cascade Rd SE, Grand Rapids, MI 49546, USA

+1 (616) 454-8447

www.firstcb.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

210 E MAIN ST

HARBOR SPRINGS

49740-1546

United States

Contact Data

daniel.clarke@firstcb.com

+1.2315262114

+1.9999999999

Testimonials

Feedback about First Community Bank?

Here you read the feedback of our clients.

Note

Pay Attention

Above-shown info offers the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Grand Rapids, Ohio

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Grand Rapids, oh. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Community Bank help issue a payday loan in Grand Rapids, Ohio?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Grand Rapids, oh will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see