Lake Michigan Credit Union Payday Loans Review - Grand Rapids, Michigan

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3.6 28 reviews

2720 Lake Michigan Dr NW, Grand Rapids, MI 49504, USA
+1 (800) 242-9790
www.lmcu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Testimonials

Feedback about Lake Michigan Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Above-defined info offers the details about a exact lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Grand Rapids, Ohio

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Grand Rapids, Ohio are taken out easily. The interest percentage is dependent on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Lake Michigan Credit Union help take out a payday loan in Grand Rapids, Ohio?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

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