Lake Michigan Credit Union Payday Loans Review - Grand Rapids, Michigan

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3.6 28 reviews

Organization owner?

2720 Lake Michigan Dr NW, Grand Rapids, MI 49504, USA

+1 (800) 242-9790

www.lmcu.org

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

9AM–1PM

Domain Info

Feedback about Lake Michigan Credit Union?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above-defined info offers the details about a exact lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Grand Rapids, Ohio

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Grand Rapids, Ohio are taken out easily. The interest percentage is dependent on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Lake Michigan Credit Union help take out a payday loan in Grand Rapids, Ohio?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see