Advance America Payday Loans Review - Grand Rapids, Michigan

Your personal information is safe with us

4.9 42 reviews

Loan agency in Grand Rapids, Michigan

Organization owner?

353 Fuller Ave NE, Grand Rapids, MI 49503, USA

15 years in business

+1 (616) 774-1021

www.advanceamerica.net

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you read the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Grand Rapids, Ohio

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Grand Rapids, Ohio is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Advance America help take out a loan in Grand Rapids, Ohio?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

Let's see