Advance America Payday Loans Review - Grand Rapids, Michigan

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4.8 44 reviews

Loan agency in Grand Rapids, Michigan

Organization owner?

3835 28th St SE Suite 101, Grand Rapids, MI 49512, USA

15 years in business

+1 (616) 285-5494

www.advanceamerica.net

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Above-specified info offers the details about a definite lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Grand Rapids, Ohio

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Grand Rapids, Ohio is taken out simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Advance America help take out a payday loan in Grand Rapids, Ohio?

Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial solvency to approve the application. Payday loans in Grand Rapids, Ohio may help level up your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see