Southwood Lending Payday Loans Review - Grand Rapids, Michigan

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Loan agency in Wyoming, Michigan

740 32nd St SE, Grand Rapids, MI 49548, USA
+1 (616) 284-2662
Testimonials

What people think about Southwood Lending?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.

Payday Loans in Grand Rapids, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Grand Rapids, Ohio. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Southwood Lending that offers payday loans in Grand Rapids, Ohio

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Grand Rapids, Michigan

Red Bud Cash Register

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+1 (269) 695-5534

Advance America

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+1 (517) 278-0948

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Eastern Michigan Bank

2970 Gratiot Blvd, Marysville, MI 48040, USA

+1 (810) 364-4854

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Lapeer Gold And Loan & Cellphone Repair Plus

801 East St, Lapeer, MI 48446, USA

+1 (810) 660-8664

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ATM (Huntington National Bank)

2777 Airport Rd, Jackson, MI 49202, USA

www.huntington.com

Huntington Bank ATM

2040 River Rd, East China, MI 48054, USA

www.huntington.com

Edward Jones - Financial Advisor: BJ West

97 Marshall St, Coldwater, MI 49036, USA

+1 (517) 278-3049

www.edwardjones.com

Fifth Third Bank & ATM

800 E 16th St, Holland, MI 49423, USA

+1 (616) 394-7319

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Frankenmuth Credit Union Freeland Branch

111 S Main St, Freeland, MI 48623, USA

+1 (989) 497-1600

www.frankenmuthcu.org