Michigan First Credit Union Payday Loans Review - Grand Rapids, Michigan

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5 4 reviews

Organization owner?

1815 Breton Rd SE, Grand Rapids, MI 49506, USA

+1 (800) 664-3828

michiganfirst.com

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Domain Info

Mailing Address

27000 EVERGREEN RD

LATHRUP VILLAGE

48076-3231

United States

Contact Data

mail-marketing@michiganfirst.com

+1.8006643828

Testimonials

Feedback about Michigan First Credit Union?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Grand Rapids, Ohio

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Grand Rapids, Ohio is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates you will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Michigan First Credit Union help take out a loan in Grand Rapids, Ohio?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

16%

Healthcare Bills

18%

Traveling

14%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Grand Rapids, Ohio. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see