St. Francis X Federal Credit Union Payday Loans Review - Harbor Springs, Michigan

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5 2 reviews
Organization owner?
7681 S State St, Harbor Springs, MI 49740, USA
+1 (231) 526-5980
www.stfranciscu.org
Tuesday
7:30AM–5PM
Wednesday
7:30AM–12PM
Thursday
7:30AM–5PM
Friday
7:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
7:30AM–5PM

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Testimonials

Feedback about St. Francis X Federal Credit Union?

Here you see the reviews of our customers.

St. Francis X Federal Credit Union is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Beulah Murphy I

Money was urgently needed. I submitted an online application in St. Francis X Federal Credit Union. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Eldon Wisozk

I trusted St. Francis X Federal Credit Union when it was necessary to get a cash advance. I filled in an application quickly. No issues.

Prof. General Kunde Sr.

Yesterday I needed money, I decided to addressed St. Francis X Federal Credit Union. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Mrs. Birdie Mills

St. Francis X Federal Credit Union seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Jalen Fritsch

Thanks to St. Francis X Federal Credit Union for helping out when money is emergenctly required. I have been applying to this service for more than one year and everything is always honest, without hidden charges.

Miss Bernice Gaylord

St. Francis X Federal Credit Union is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Beulah Murphy I

Money was urgently needed. I submitted an online application in St. Francis X Federal Credit Union. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Eldon Wisozk

I trusted St. Francis X Federal Credit Union when it was necessary to get a cash advance. I filled in an application quickly. No issues.

Prof. General Kunde Sr.

Yesterday I needed money, I decided to addressed St. Francis X Federal Credit Union. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Mrs. Birdie Mills

St. Francis X Federal Credit Union seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Jalen Fritsch

Thanks to St. Francis X Federal Credit Union for helping out when money is emergenctly required. I have been applying to this service for more than one year and everything is always honest, without hidden charges.

Miss Bernice Gaylord

Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Harbor Springs, Michigan

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Harbor Springs, Michigan is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will St. Francis X Federal Credit Union help issue a loan in Harbor Springs, Michigan?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Harbor Springs, Michigan. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

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