One Detroit Credit Union Payday Loans Review - Highland Park, Michigan

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3.6 30 reviews

15123 Woodward Ave, Highland Park, MI 48203, USA
+1 (313) 965-8640 ext. 333
www.onedetroitcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
11AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Testimonials

What people think about One Detroit Credit Union?

Below you find some of the testimonials of our clients.
Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Highland Park, New Jersey

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial problems in Highland Park , New Jersey because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Advantages of One Detroit Credit Union that offers payday loans in Highland Park, New Jersey

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments punctually.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.

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