Commercial Bank Payday Loans Review - Ithaca, Michigan

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3.6 19 reviews

Organization owner?

101 N Pine River St, Ithaca, MI 48847, USA

+1 (989) 875-4144

www.commercial-bank.com

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5:30PM

Domain Info

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Here you get acquainted with the reviews of our clients.

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Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Ithaca, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Hassle-free financial products are considered as payday loans in Ithaca, ny. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Commercial Bank help take out a loan in Ithaca, New York?

24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Ithaca, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see