Oxford Bank (Lake Orion Branch) Payday Loans Review - Lake Orion, Michigan

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5 8 reviews

Organization owner?

1115 S Lapeer Rd, Lake Orion, MI 48360, USA

+1 (248) 693-6261

www.oxfordbank.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

nx2ta2j94xt@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Oxford Bank (Lake Orion Branch)?

Here you read the feedback of our customers.

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Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Lake Orion, Michigan

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lake Orion, Michigan is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates you will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Oxford Bank (Lake Orion Branch) help issue a loan in Lake Orion, Michigan?

24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Lake Orion, Michigan. They assess many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

Let's see