Directions Credit Union Payday Loans Review - Lambertville, Michigan

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2.6 5 reviews

3558 W Sterns Rd, Lambertville, MI 48144, USA
+1 (888) 508-2228
directionscu.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you see the reviews of our customers.
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Above-shown info provides the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Lambertville, New Jersey

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Problem-free financial products are known as payday loans in Lambertville, nj. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

30% usury cap

How will Directions Credit Union help take out a loan in Lambertville, New Jersey?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

18%
Healthcare Bills

20%
Traveling

15%
Car Repair

5%
Clothes

8%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Lambertville, nj review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on a due date and not only solve current problems, but enhance the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

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