First State Bank Payday Loans Review - Macomb, Michigan

Your personal information is safe with us
5 4 reviews

53050 Romeo Plank Rd, Macomb, MI 48042, USA
+1 (586) 863-9352
www.fsb.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

Feedback about First State Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Macomb, Michigan

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Macomb, Michigan is issued simply and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First State Bank help take out a loan in Macomb, Michigan?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Macomb, Michigan. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Macomb, Michigan

Walmart Money Center

1013 S Kalamazoo St, Paw Paw, MI 49079, USA

+1 (269) 415-6001

www.walmart.com

Allied Cash Advance

1633 S Merriman Rd, Westland, MI 48186, USA

+1 (734) 641-9830

locations.alliedcash.com

Lake Trust Credit Union

1011 N Harris St, Mt Pleasant, MI 48858, USA

+1 (888) 267-7200

www.laketrust.org

Arbor Financial Credit Union

315 E St Joseph St, Paw Paw, MI 49079, USA

+1 (269) 657-2190

www.arborfcu.org

Check Into Cash

589 W Columbia Ave suite a, Battle Creek, MI 49015, USA

+1 (269) 964-2063

local.checkintocash.com

Fifth Third Bank & ATM

5653 Gull Rd, Kalamazoo, MI 49048, USA

+1 (269) 337-6913

locations.53.com

Sturgis Bank

863 W Chicago Rd, Bronson, MI 49028, USA

+1 (517) 369-7322

www.sturgisbank.com

Edward Jones - Financial Advisor: Rick Grisham, AAMS®

2407 I-75BL, Grayling, MI 49738, USA

+1 (989) 348-6964

www.edwardjones.com

A Check Cashing Store & More

405 N Clippert St, Lansing, MI 48912, USA

+1 (517) 337-6060

acheckcashingstore.com