Independent Bank Payday Loans Review - North Branch, Michigan

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4.5 2 reviews

4046 Huron St, North Branch, MI 48461, USA
+1 (810) 688-3051
www.independentbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Independent Bank?

Below you find some of the reviews of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in North Branch, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may be an easy and fast solution to a short-term problem in North Branch, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

25% small loan cap

Advantages of Independent Bank that offers payday loans in North Branch, New York

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

Let's see

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