St. Francis X Federal Credit Union Payday Loans Review - Petoskey, Michigan

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4.2 5 reviews

Organization owner?

2140 M-119, Petoskey, MI 49770, USA

+1 (231) 348-7690

www.stfranciscu.org

Tuesday

7:30AM–5PM

Wednesday

7:30AM–12PM

Thursday

7:30AM–5PM

Friday

7:30AM–6PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

7:30AM–5PM

Domain Info

What people think about St. Francis X Federal Credit Union?

Below you read some of the opinions of our customers.

Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Petoskey, Michigan

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Petoskey, Michigan. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of St. Francis X Federal Credit Union that offers payday loans in Petoskey, Michigan

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Petoskey, mi approve consumers with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within the hour.

To get approved for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see