Northpointe Bank Payday Loans Review - Portage, Michigan

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2.6 5 reviews

3275 W Centre Ave, Portage, MI 49024, USA
+1 (269) 323-0804
www.northpointe.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1996-10-10

Mailing Address

Michigan

United States

Company Name

Northpointe Bank

Northpointe Bank

Testimonials

Feedback about Northpointe Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Portage, Maine

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to take out payday loans in Portage, Maine. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Northpointe Bank help issue a payday loan in Portage, Maine?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Portage, Maine. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

Let's see

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