Southern Michigan Bank & Trust Payday Loans Review - Portage, Michigan

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3.7 3 reviews

531 W Kilgore Rd, Portage, MI 49024, USA
+1 (269) 585-4300
www.smb-t.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

1997-08-27

Mailing Address

4243C Dundas St. W., Suite 405

Etobicoke

ON

M8X 1Y3

Canada

Company Name

Contact Privacy

MyPrivacy.net Ltd.

Testimonials

What people think about Southern Michigan Bank & Trust?

Below you get acquainted with some of the opinions of our customers.
Note

Important

Above there is information about a precise lender. Below you can review common characteristics of payday loans.

Payday Loans in Portage, Maine

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the easiest solution to your sudden financial issues in Portage , Maine because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Southern Michigan Bank & Trust that offers payday loans in Portage, Maine

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Portage, me accept consumers with poor credit. You can request a bad credit payday loan online around the clock and if accepted could have the money in your account within a few hours.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

Let's see

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Advance America

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Community Financial Credit Union

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Advance America

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First Merchants Bank

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KeyBank

8199 Challis Rd, Brighton, MI 48116, USA

+1 (810) 494-4888

www.key.com

Dowagiac Area Federal Credit Union

473 E Division St, Dowagiac, MI 49047, USA

+1 (269) 782-2410

www.dafcu.net

Edward Jones - Financial Advisor: Renea Perry

77 S 20th St Suite 2, Battle Creek, MI 49015, USA

+1 (269) 963-3360

www.edwardjones.com