Citizens Bank Payday Loans Review - Rochester, Michigan

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3.3 7 reviews

Organization owner?

2580 S Rochester Rd, Rochester Hills, MI 48307, USA

+1 (248) 853-0694

locations.citizensbank.com

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

9AM–12PM

Domain Info

What people think about Citizens Bank?

Below you see some of the testimonials of our clients.

Note

Pay Attention

The previous three items charactirize a certain lender. But below you can read common information about payday loans.

Payday Loans in Rochester, New York

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Rochester, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several factors.

APR

25% small loan cap

Advantages of Citizens Bank that offers payday loans in Rochester, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

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