Advance America Payday Loans Review - Saginaw, Michigan

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4.1 10 reviews

Loan agency in Saginaw, Michigan

Organization owner?

310 W Genesee Ave, Saginaw, MI 48602, USA

+1 (989) 771-4901

www.advanceamerica.net

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you read the feedback of our customers.

Note

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Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Saginaw, Alabama

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Saginaw, Alabama is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a payday loan in Saginaw, Alabama?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Saginaw, al will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see