First State Bank Payday Loans Review - Saint Clair Shores, Michigan

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4.4 7 reviews

Organization owner?

23600 Greater Mack Ave, St Clair Shores, MI 48080, USA

+1 (586) 863-9358

www.fsb.bank

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

What people think about First State Bank?

Below you find some of the opinions of our customers.

Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Saint Clair Shores, Michigan

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Saint Clair Shores, Michigan. The APR will be set individually for each client and will depend on the personal data the client entered.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of First State Bank that offers payday loans in Saint Clair Shores, Michigan

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments in good time.

To get approved for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the precise cost of the payday loan immediately.

Let's see