ChoiceOne Loan Office Payday Loans Review - Sterling Heights, Michigan

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Organization owner?

12900 Hall Rd Ste 402, Sterling Heights, MI 48313, USA

www.choiceone.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

choiceone.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about ChoiceOne Loan Office?

Below you get acquainted with some of the opinions of our clients.

Note

Pay Attention

The previous three items charactirize a specific company. But below you can read common information about payday loans.

Payday Loans in Sterling Heights, Michigan

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Sterling Heights, Michigan is are simple to access. The interest rate is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of ChoiceOne Loan Office that offers payday loans in Sterling Heights, Michigan

Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help clients who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a payday loan if you are confident that you can make payments without delays.

To get approved for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see