First Merchants Bank Payday Loans Review - Taylor, Michigan

Your personal information is safe with us

4.8 4 reviews

Organization owner?

7146 Pelham Rd, Taylor, MI 48180, USA

+1 (313) 928-1853

www.firstmerchants.com

Saturday

Closed

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–6PM

Domain Info

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

70123

United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

firstmerchants.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about First Merchants Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Taylor, Pennsylvania

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to issue payday loans in Taylor, Pennsylvania. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

6% APR small loan cap

How will First Merchants Bank help issue a payday loan in Taylor, Pennsylvania?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Taylor, pa will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see