Independent Bank Payday Loans Review - Traverse City, Michigan

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2.3 3 reviews

333 W Grandview Pkwy, Traverse City, MI 49684, USA
+1 (231) 995-5508
www.independentbank.com
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about Independent Bank?

Below you find some of the testimonials of our customers.
Note

Important

The previous three items describe a precise lender. But below you can find common information about payday loans.

Payday Loans in Traverse City, Michigan

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Traverse City, Michigan. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Independent Bank that offers payday loans in Traverse City, Michigan

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a payday loan if you are assured that you can afford payments in a timely manner.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the precise cost of the cash advance loan immediately.

Let's see

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