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What people think about Citizens Bank?
Seems a fraudulent website. They ask for too many personal information. I think it’s risky to submit such information [online|on the Internet. You’d better find another lender.
Prof. Madisen Balistreri
So upset!! They approve me for a loan but it’s been 2 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my loan.
Jazmin Mitchell
The site does not work so I can not apply for the funds…
Leslie Daugherty
Crazy APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was awful too. The lady in the office was very racist. Not recommended. Better consider another service.
Thurman Greenholt
Seems a fraudulent website. They ask for too many personal information. I think it’s risky to submit such information [online|on the Internet. You’d better find another lender.
Prof. Madisen Balistreri
So upset!! They approve me for a loan but it’s been 2 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my loan.
Jazmin Mitchell
The site does not work so I can not apply for the funds…
Leslie Daugherty
Crazy APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was awful too. The lady in the office was very racist. Not recommended. Better consider another service.
Thurman Greenholt
Pay Attention
Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.
Payday Loans in Troy, New York
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Troy, New York is are easy to access. The APR is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Citizens Bank that offers payday loans in Troy, New York
- 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.
Other Payday Lenders in Troy, Michigan
American 1 Credit Union
11301 Brooklyn Rd, Brooklyn, MI 49230, USA
+1 (517) 592-3017
www.american1cu.org
