Horizon Bank Payday Loans Review - Union, Michigan

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5 reviews

Organization owner?

15534 US-12, Union, MI 49130, USA

+1 (269) 641-7979

www.horizonbank.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Domain Info

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

46360-3329

United States

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

What people think about Horizon Bank?

Below you see some of the testimonials of our clients.

Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Union, New Hampshire

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Union, New Hampshire. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few factors.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Advantages of Horizon Bank that offers payday loans in Union, New Hampshire

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

16%

Treatment

11%

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments on scheduled.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see