Advance America Payday Loans Review - Utica, Michigan

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4.6 21 reviews

Loan agency in Macomb County, Michigan

Organization owner?

47171 Van Dyke Ave, Shelby Township, MI 48317, USA

10 years in business

+1 (586) 739-1204

www.advanceamerica.net

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Domain Info

Feedback about Advance America?

Here you see the feedback of our customers.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Utica, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Utica, New York is taken out simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Advance America help take out a payday loan in Utica, New York?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Utica, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see