Advance America Payday Loans Review - Waterford, Michigan

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4.9 26 reviews

Loan agency in Waterford Township, Michigan

Organization owner?

4381 Highland Rd, Waterford Twp, MI 48328, USA

+1 (248) 683-1892

www.advanceamerica.net

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Domain Info

Feedback about Advance America?

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Pay Attention

Above-defined info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Waterford, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Waterford, New York is taken out easily and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Advance America help issue a loan in Waterford, New York?

Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to consider the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Waterford, New York may help enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

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